When you hear his award-winning reporting, it may come as a surprise to learn that CBS News correspondent and 60 Minutes contributor Byron Pitts was once a chronic stutterer, and functionally illiterate.

He talks to Fredricka Whitfield about his new memoir, "Step out on Nothing, How Faith and Family Helped Me Conquer Life's Challenges."

A new year.
A fresh start.
But will we see a big turnaround on the financial front?
The first couple of personal finance, Ken and Daria Dolan, runs down
their list of predictions for 2010.

Dolans' Top 4 Ways to Earn Extra Money

1) Work on the Census 2010 program
2) Become a tutor or teach a class
3) Learn new computer skills
4) Learn Web site design or desktop publishing