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October 10th, 2009
11:27 AM ET

Do women pay more for health insurance than men?

The short answer is yes. We asked the national health policy reporter for the Washington Post, Ceci Connolly, why.

Join TJ Holmes and Betty Nguyen weekend mornings in the CNN Newsroom, 6am et/ 3am PT.

soundoff (7 Responses)
  1. SpaceyG

    Require natural childbirth. Keep costs down.

    October 10, 2009 at 11:29 am |
  2. cheekway18

    Unfortunately i think women do have to but really shouldn't, pay more for health insurance, its just that their bodies take more stress physically than men, e.g. pregnancy, they are unfortunately victims of circumstance, because they require more attention, and these days, attention has a high price.

    October 10, 2009 at 11:48 am |
  3. Roger Heisen

    The sale of HUmmer to the Communist China
    Will allow them to make military vehicles which they will use against the US in the next war
    How we allow this to happens?
    How can we be so stupid?
    Meanwhile everybody is talking foolishness issues like gays in the military and the support of the war in Afghanistan we are selling the country little bit at a time to the communists in China

    October 10, 2009 at 3:13 pm |
  4. Julius G.

    If women require more attention and services, then it makes sense that it costs more to provide them with health care. Why should their premiums be less than or equal to those of men who traditionally use fewer health care resources?

    October 10, 2009 at 3:50 pm |
  5. Dave Mc G.

    I have been hearing more and more that women do pay more in Health insurance. Mostly because of the fact they use it much more then Men do! But I would also guess Hospitals charge more on the bill for services too! Someone should see if that is a fact too. Even though Hospitals and Clinics would surely not agree on the subject. But it would probably be a fact that they do charge higher for there services on women.
    It's a well known fact Men just don't go to the Doctor or Hospital unless they really have too. Even then they were convinced by someone to do so or the pain was so over whelming they just went for help! LOL I'm one of those men. With the health care so costly now days, men avoid those kind of things as much as possible!

    October 10, 2009 at 5:29 pm |
  6. Dr Zaglossus

    1) documented that women are more likely to SEEK health/medical care.
    Some reasons are they are the ones who usually make certain children get "required" care (e.g. for school enrollment) as well as recommended care. They tend to notice things about their kids, too. We have also done an amazing job at indoctrinating women in annual Pap smears since the 1960s regardless of family planning. With the advent of family planning options (some call it contraception), women may be more likely to need more than annual follow-up care. Too, the greatest predictor of an Alzheimer's patient length of life is directly correlated with whether or not that patient has a daughter. Similary, married men live longer than single men – in part, because women take care of things, including making them seek medical care. On the other hand, married women live not as long as single women.
    2) still difficulties related to fertility and potential child bearing are still some of the greatest costs. At one time, insurers were able to pawn off paying those charges/costs because they claimed it was part of nature and not a disease. This was when insurers paid for NO "preventive care." Even today, many insurers do not pay for well child care including immunizations as they are considered "preventive." (We usually recommend they get the immunizations via the Dept of Public Health if cost is an issue.)

    October 10, 2009 at 8:28 pm |
  7. Niko Keino

    Why shouldn't women pay more? They use more resources. Men have to pay more for auto insurance as we tend to drive faster and our accidents often involve speed i.e. higher propensity for catastrophic injuries. Women have more accidents but theirs tend to not involve as many injuries as men.

    You can't have it both ways. You can't be both victim and victor, pick one.
    Just because it isn't politically correct doesn't mean it's wrong. Political correctness is an intellectual virus anyway.

    November 1, 2009 at 2:15 am |