Just found this in the ol' inbox. If it turns up in yours, hit 'delete'. (While this scam's pretty topical, the FDIC says its name has been used in phishing schemes for about five years now.)
From: FDIC [mailto:firstname.lastname@example.org]
Sent: Tuesday, October 27, 2009 1:38 AM
Subject: you need to check your Bank Deposit Insurance Coverage
You have received this message because you are a holder of a FDIC-insured bank account.
Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.
You need to visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage:
• Visit FDIC website: (link removed)
• Download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage