Gift returns – as much a part of the holidays now as gift buying. Stores are stricter this year than ever. Lose a receipt, open the cellophane, clip off a tag and you may be out of luck.

At 10:30 this morning, Fredricka will interview “Tightwad” Tod Marks from Consumer Reports. He has some tips for hassle-free returns. But we want to hear your strategies and stories too. Ever talked your way into returning an un-returnable gift? Ever been offered 1 penny for a $50 item because you didn't have the receipt? The good, the bad, the funny – we want to hear it all.

Post your stories here and Fredricka will read some of them on the air during the 10am ET hour of Newsroom.