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January 31st, 2010
03:25 AM ET
Weak Housing Market Brings out Predators
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Annie Anderson Georgetown,Texas
I am writing re Making Homes Affordable. This program is not effective, it was designed to reduce mortgage payments but does the opposite. I am an elderly African-American female who was diagnosed with cancer and needles to say medical expenses depleted my funds. I applied for this home modification loan and my payments increased from $776 a month to $1311 a month. We need effective programs in place not defective ones.