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If you think the money you save by clipping coupons isn't worth the time, take a look at this.

Join T.J. Holmes weekend mornings in the CNN Newsroom, beginning 6am ET/ 3am PT.

From financial analyst Clyde Anderson:

On May 18 Senator Herb Khol and Mike Enzi proposed a new bill, the SEAL (Saving Enhancement by Alleviating Leakage) ACT, that they say was created with the intent of preventing leakage of savings from 401K before retirement. In the midst of economic uncertainty and during a time when people are needing to pull funds to help them through some difficult financial situations the government wants to step in to regulate? The question we must ask ourselves: is this a concerned government looking out for the best interests of the people or is it Government and Wall Street looking out for themselves?

Look for Clyde Anderson's segements in the 7 o'clock hour of CNN Saturday Mornings with T.J. Holmes.