Financial analysts say the amount of student short term loan debt owed in this country will hit 1 trillion dollars before the end of the year. And that could be a huge burden on new college graduates for years, if not decades. T.J. Holmes talks about it with financial lifestyle contributor Clyde Anderson. Look for Clyde's segments in the 7 o'clock hour of CNN Saturday Mornings with T.J. Holmes.
9 months? I have never heard of a student loan giving you 9 months to find a job out of college. 6 months.
And most people are 50-100k in debt.
Lenders like Sallie Mae purposely distribute your payments inaccurately so that after 10 years, your principle balance hasn't gone down at all. If your monthly payment is $400, and $200 if that is interest gained in the past month, and you have no late fees, don't be surprised if they still allocate that $400 ALL to interest. These lenders are scum, and they benefit greatly if you default.
ALSO I don't consider a 15% interest rate (Despite having perfect credit! I didnt want to enslave a family member as a co-signer) a "Low" interest rate! These lenders DO NOT work with you! Quite the opposite. They will take the food from your family's mouths to insure they are paid, and if you default that's just more money for them because their loans are backed by the government. They don't lose anything if you default, they actually make MORE. They can garnish your wages, ruin your credit, take your tax returns, take your social security. They are the epitome of a loan shark!
Thank god I have this high-paying job to pay off my BA...(not)
A girl called into a talk show I was listening to on the old Air America radio network (remember Air America?). She said she had $80k in student loans and she was forced to take a job at $8 dollars an hour. Her degree was in social work.
Anyone who runs up an $80,000-dollar tab to get a degree in social work is an idiot.
A lot of us are worried about the dcinele of the independent press. Amidst declining ad revenues, it seems like market democracies across the board are losing an asset that new media types (bloggers, podcasters, etc.) just can't fill. After all, the new media types don't have the time, training, or resources to dig deep into the belly of a story or attain the same standards of objectivity. The best they can do is process journalism.
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