Maybe you want to start your own business but you're not exactly rolling in cash.
Millions of people are financing projects and businesses not with bank loans or traditional investors but with what's called "crowdfunding."
That said, if you pledge cash for a product or project be prepared to be very, very patient. A CNNMoney examination of the top 50 most-funded projects on Kickstarter found that 84 percent missed their target delivery date. ( http://money.Cnn.Com/interactive/technology/kickstarter-projects-shipping )
Brianna Keilar explains how this phenomenon is revolutionizing small businesses.